Identity theft is a life changing experience affecting American businesses and families. Over 100 million people have been affected by ID fraud in the US making identity theft the fastest growing crime in the United States. According to the Federal Trade Commission (FTC), identity theft jumped up 50% in 2008. Of those victims, one in four never recovers.

An identity is stolen every three seconds. Your identity is at risk which makes it even more crucial to have access to a professional identity theft recovery service. Should you fall victim to ID fraud without an identity theft restoration service, you may find yourself spending countless hours working on paperwork and making phone calls to clear your name with creditors. At  Valor ID Recovery, the average recovery time is less than 30 days regardless of how you became a victim.

Valor ID Recovery service provides the most affordable and fully managed recovery for victims of identity theft. We are not a ‘credit assist’ or ‘credit repair’ service, nor are we a company who serves up recommendations or directions to its members. Valor ID Recovery takes the necessary steps to regain your identity through our identity theft recovery service.

Strategic Partnership

Valor Family Group,LLC has two strategic partners. One of our partners is a leading ID Theft Recovery company
covering over 40 million members. It is a fully managed Recovery of any known type of ID Theft and has a 100% Recovery Rate.

Our second strategic partner is a world class provider of real¬time online identity Theft Verification and Knowledge Based Authentication Solution. It has a Red Flag Compliance tool for the creation of an ID Theft Prevention Document, Employee Training and Testing designed to meet Red Flag requirements.

In accordance with sections 114 and 315 of FACTA every “…financial institution and creditor that offers or maintains one or more covered accounts…to develop and provide for the continued administration of a written Program to detect, prevent, and mitigate identity theft in connection with the opening of a covered account or any existing covered account.”

Required by November 1, 2008

FTC has granted an additional extension to
November 1,2009

For more information’s email us at idrecovery@valorfamilygroup.com

The Blanket Restoration program cost for the Group   is ( contact us for the price)  annually per sale. The blanket program is when the restoration product is incorporated into another product and basically given away. It is normally used to enhance the value of an offering.

Below is a description of our restoration product.

Valor Identity Restoration

HIGHLIGHTS

Restoration Activities addressed by Restoration Specialist

Expert Assistance or Fully-managed Restoration on Customer’s Behalf

Reimbursement of Certain Restoration Expenses

We Promise

Affiliated Person Extension

DESCRIPTION OF SERVICE

If the Customer suffers an Identity Theft Event that occurs and is reported by Customer during the Term, the following Restoration Activities (collectively, the “Service”) will be provided upon Customer’s request:

Restoration Activities

· Coordinate with credit bureaus, banks, credit card companies, government agencies, and/or merchants until the records identifying the fraudulent transactions associated with the Identity Theft Event are corrected or until Valor determines that further efforts to revise such records would not be successful.

· Coordinate with applicable banks and credit card companies to freeze or close affected accounts.

Expert Assistance or Fully-Managed Restoration

A Restoration Specialist will coordinate with the applicable bank to freeze or close the affected account. This can be done through assisted recovery services or fully-managed recovery.

Ø Assistance: The Restoration Specialist will directly advise Customer on the best procedures and documents for responding to Customer’s Identity Theft Event.

Ø Fully-Managed: The Restoration Specialist will serve on behalf of the Customer to perform the Restoration Activities described above.  For the Restoration Specialist to act as the Customer’s agent, the Customer must:

1. file with the applicable local law enforcement authority a criminal complaint to report the theft associated with the Identity Theft Event

2. submit to Valor the Valor Identity Theft Event case form, limited power of attorney form, proof of the criminal complaint filed with the applicable law enforcement authority and other documents as required by Valor in its discretion.

Expense Reimbursement: For an Identity Theft Event that qualifies for the Service, Valor will pay for nominal “Restoration Expenses” incurred in connection with providing the Service.

Valor Promise: To extend protection of the Customer’s Protected Identity Elements past completion of a Restoration case, Valor will make certain other preventative and complementary services available to Customer, free of charge in accordance with the terms of the “Valor Promise”.

SERVICE LEVEL DEFINITIONS

Individual Restoration: Limited to Individual who enrolled in the Service

Family Restoration: Service is extended to “Affiliated Persons”

Business Restoration: Service is for a named business entity associated with one EIN number.

Affiliated Person Extension: Valor will provide the above-noted Restoration Activities and provide the Expense Reimbursement portions of the Service for the Customer’s qualified “Affiliated Persons” if:

• the Affiliated Person is the victim of a verified Identity Theft Event
• the Authorized Person submits the required documentation to Valor and cooperates in the delivery of the Service as reasonably requested by Valor

“Affiliated Persons” shall be limited to:

o The spouse or domestic partner of registered Customer (where “domestic partner” is defined as any person living in a legally recognized domestic partnership with Customer in their state of residence; provided that, this definition does not affect the location in which the Service is being provided as set forth in the Valor Terms and Conditions).

o dependent children under the age of 21 who live with Customer and dependent children under the age of 25 who are full-time students, as determined by IRS dependency requirements.